Mortgage Information - OHR Real Estate News

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills

Leave a Comment / Buying a Home, Colorado, Home Loans, Home Mortgages, Lenders, Mortgage Information, Mortgage Rates / By Danny

One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial circumstances. To begin your home loan search, find out if you qualify for an affordable housing loan or other program that might reduce your down payment or interest rate. If not, start researching private lenders from personal contacts and real estate agents to local directories such as the Yellow Pages or websites like www.HRAClenders.com. The right lender may be closer than you think! Here are a few tips to help you choose the right home mortgage lender:

Real Estate News:

What Does Your Colorado Real Estate Agent Do?

Your Colorado real estate agent does way more than you think. Not only do they market to you to get your business they also know the legal side of your contracts, negotiations, know they are, the issues your property may have or your home may have. Your real estate agent Read more

Luxury Real Estate Agents in Evergreen Colorado Continue to See a Boom

Navigating the Luxury Real Estate Market in Evergreen, Colorado with Orson Hill Realty Luxury Real Estate Are you prepared to delve into the enchanting realm of luxury real estate in Evergreen, Colorado, and the Denver Foothills? The market is currently buzzing, with luxury properties garnering substantial interest. It's worth noting Read more

Buying a Mountain Home: What You Need to Know Before You Make the Purchase

The Colorado Mountains (Rocky Mountains) are becoming much more than just a vacation destination. Many people are moving here full time or buying a second home in the mountains. Just west of Denver the Colorado Rockies offer great skiing and access to Denver. Before buying a mountain home make sure Read more

Luxury Real Estate Agents Evergreen Colorado – Listing Your Home

Orson Hill Realty Real Estate specializes in local real estate, including Evergreen Co. properties for sale in the foothills. We offer Evergreen and MLS listings on our website as well as Denver Metro listings.

2022 is a Great Year To Upscale or Downsize Your Home

Leave a Comment / Affordable homes, Best Places to live in Colorado, Colorado, Denver Foothills, Denver Mountain Homes, Evergreen, Golden Colorado, Idaho Springs, Mortgage Information, Orson Hill Realty, Real Estate, Real Estate Agents / By Danny

Homeownership is one of the most important decisions you will make in your lifetime. With housing markets constantly changing, it can be hard to know what’s best for your family. But there’s good news! There are many homes on the market that are perfect for either upsizing or downsizing. Check out this list of six reasons why 2022 is a great year to consider either option.

Real Estate News:

How Does Inflation Affect The Real Estate Market?

When inflation rises it seems like the price of everything goes up. Although low interest rates are a major cause of inflation it still makes home prices rise. Does that mean it is better to buy with cash or get a mortgage when inflation increases. If interest rates rise then Read more

What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that'll work best for you.

Kittredge Park Creek Access Jefferson County CO Adverse Possession case

Jefferson County Colorado After homeowner blocks creek access to park visitors, the county seeks 'adverse possession. Real Estate Property Rights Are Not Optional - They are required! As a real estate broker in Jefferson County, I must say it scares me that the county can do this to a landowner. Read more

Why You Need a Real Estate Agent For Any Real Estate Transaction. Never Do FSBO

Why You Need a Real Estate Agent: Why For Sale by Owner Could be the Biggest Mistake You Ever Made? For sale by owner has 1000 reasons to not do it and only one to do it. Real estate agents know how to market your home, handle complex transactions and Read more

How to Know if You Qualify for a Home Mortgage: A Simple Guide

Leave a Comment / Buyers, Buying a Home, Home Loans, Mortgage Information / By Danny

1. Do I qualify for a mortgage? It’s important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a basic income tax and/or W-2 information. Others will ask for additional tax information.

How Does Inflation Affect The Real Estate Market?

Leave a Comment / Inflation, Mortgage Information, Mortgage Rates / By Danny

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Finding The Best Realtor in Southwest Florida

Discover the Top Secrets to Choosing the Perfect Realtor for Your Southwest Florida Real Estate Needs! Cape Coral Are you in the market for a new home in Southwest Florida? If so, you know that the process of finding a realtor who understands the area and can help you find Read more

A Guide To Downtown Golden and Golden, Colorado:

We've got it all here: From the historic family-friendly downtown to the region's championship high school sports program. Golden is the county seat of Jefferson County, Colorado, United States. Founded during the Pike’s Peak Gold Rush on June 16, 1859, the mining camp was originally named “Golden City” in honor Read more

Buying A Home In A Seller’s Market

If buyers are trying to offer sellers cheap deals to buy a home in a sellers' market, now may not be the time to buy. The news of a lack of building materials and the number of houses available can make you think if this is the best time to Read more

Getting Financing for Buying a Home: What You Need to Know

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Read more

Getting Financing for Buying a Home: What You Need to Know

Leave a Comment / FHA, Home Loans, Mortgage Information, Mortgage Rates / By Danny

Real Estate News:

How Does Inflation Affect The Real Estate Market?

How Does Student Debt Impact You Buying a Home?

Student Debt and Buying a Home Whether you are just about to graduate college or you have been out for a few years, there's a good chance you're carrying some amount of student loan debt. It seems that news headlines are regularly pointing out that the nation's graduates are suffering Read more

What is the Difference Between an ILC and a Land Survey?

What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren't as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building Read more

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills

What is the Difference Between an ILC and a Land Survey?

Leave a Comment / Buyers, ILC, Mortgage Information, Selling Your Home, Title / By Danny

What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren’t as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building and addition projects.

How Does Student Debt Impact You Buying a Home?

Leave a Comment / Buyers, Mortgage Information / By Danny

Whether you are just about to graduate college or you have been out for a few years, there’s a good chance you’re carrying some amount of student loan debt. It seems that news headlines are regularly pointing out that the nation’s graduates are suffering from the stress of student debt. Moreover, that pressure can be …

How Does Student Debt Impact You Buying a Home? Read More »

Real Estate News:

How to Know if You Qualify for a Home Mortgage: A Simple Guide

1. Do I qualify for a mortgage? It's important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a Read more

How To Find Homes For Sale When Inventory Is Low

Finding a home for sale when inventory is low can be tough. It’s not just about the number of homes on the market, though. There are plenty of other factors that come into play to make it difficult to find what you’re looking for. Finding a great home in your Read more

Best Real Estate Agents for Buying Denver Mountain Homes. Only Use a Mountain Realtor

Finding the Right Denver Mountain Real estate agent

Contact a real estate agent to ensure the best possible outcome whether you are a buyer or seller. A property sale contract is usually signed immediately after the contract is signed. Title transfers immediately to the buyer. The buyer has acquired the property even if the property has not been Read more

Buying a Second home or Vacation Home in the Denver Mountains (Denver Foothills)

Are you planning on purchasing a vacation home in the Denver Mountains? It's a great idea if you are! Denver is one of the most beautiful cities in America and offers many perks to those who live here.