Lenders and home loan mortgages

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills

2022-07-23

One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial circumstances. To begin your home loan search, find out if you qualify for an affordable housing loan or other program that might reduce your down payment or interest rate. If not, start researching private lenders from personal contacts and real estate agents to local directories such as the Yellow Pages or websites like www.HRAClenders.com. The right lender may be closer than you think! Here are a few tips to help you choose the right home mortgage lender:Continue Reading

Real Estate News:
Dan Skelly Launches Another High Tech Website for Buyers and Sellers
Dan Skelly Real Estate Website

lways been ahead of any other real estate company when it comes to technology. Times have not changed. In order to change with the times for the ever growing real estate industry, Dan has launched a site to help buyers and sellers with all their real estate needs.

Luxury Home Builders in Colorado
Luxury home builders

Luxury Home Builders in Colorado: Is Building a Luxury Home the Best Option in 2021? When inventory is low people always turn to building their luxury homes. This may not be the right choice for everyone. Luxury home builders are seeing a slight uptick as they always do in seller Read more

Getting Financing for Buying a Home: What You Need to Know
Home loans and mortgages

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Read more

Buying a Mountain Home: What You Need to Know Before You Make the Purchase
Denver Colorado

The Colorado Mountains (Rocky Mountains) are becoming much more than just a vacation destination. Many people are moving here full time or buying a second home in the mountains. Just west of Denver the Colorado Rockies offer great skiing and access to Denver. Before buying a mountain home make sure Read more

Upsize or Downsizing in 2022

2022 is a Great Year To Upscale or Downsize Your Home

2022-02-12

Homeownership is one of the most important decisions you will make in your lifetime. With housing markets constantly changing, it can be hard to know what’s best for your family. But there’s good news! There are many homes on the market that are perfect for either upsizing or downsizing. Check out this list of six reasons why 2022 is a great year to consider either option.Continue Reading

Real Estate News:
How Does Inflation Affect The Real Estate Market?
Inflation and home prices

When inflation rises it seems like the price of everything goes up. Although low interest rates are a major cause of inflation it still makes home prices rise. Does that mean it is better to buy with cash or get a mortgage when inflation increases. If interest rates rise then Read more

Homes for Sale Sanibel Island Florida
sunset near Sanibel Island Florida

https://youtu.be/Z7KecePe8UA Homes for Sale Sanibel Island - Florida Homes for Sale Sanibel Island Florida - Most popular Sanibel homes for sale right now!Sanibel Island is one of the most beautiful places on the planet. Finding a home for sale on Sanibel Island is always an adventure.Sanibel Island real estate agents Read more

Colorado Real Estate Agents Are Writing Offers That May Endanger Buyer’s Earnest Money
Buyers Earnest Money

When there is a seller's market people get into emotional buying. The one person in the transaction that should be level-headed and not let the emotional decision to be made is the buyer's agent. Sometimes buyers want a home so bad they make decisions they shouldn't A buyer agent should Read more

Buying a Home In Colorado

Buying a home in Colorado is the same as anywhere else, sort of. There are some areas you will run into things you may not in the "big city". Many mountain properties have wells and septic systems that are not a big deal. They are just different for some folks Read more

Home Mortgages

How to Know if You Qualify for a Home Mortgage: A Simple Guide

2021-08-25

1. Do I qualify for a mortgage? It’s important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a basic income tax and/or W-2 information. Others will ask for additional tax information.Continue Reading

Real Estate News:
The Denver Foothills Colorado Housing Shortage: How to Buy a Home in an Area with Little Inventory
Dan-Skelly-Platinum-Real-Estate-Agent

The Denver-Foothills area is home to many beautiful mountains and lush forests, but it’s also one of the most difficult places in Colorado to find a home. Due to its natural beauty, proximity to major cities like Denver, and easy access to outdoor activities, this region has become a hot Read more

Dan Skelly – Orson Hill Realty Re-joins Evergreen Chamber of Commerce
Real Estate Agent

Dan Skelly has re-instated his membership with the Evergreen Chamber of Commmerce. Dan has always supported the local chamber in every city he has owned a business. He believes that all business starts at the local community level. That theory goes, especially for real estate. Real Estate Agent Dan took Read more

Golden Colorado Real Estate – Guide to Buying a Home in This Great Denver Mountain Town
Golden-CO

Homes for Sale Golden Colorado - Golden Real Estate A Guide to Homes for Sale in Golden Colorado - A Fun, Informative Guide If you're looking for a new home, it's important to know what to expect. From where to find homes for sale in Golden Colorado, to the different Read more

Buying a Mountain Home in Colorado: The Best Tips for Finding Your Dream Property
Denver Mountain Homes

One important piece of the mountain home sale puzzle is that you want a mountain real estate agent who is aware of the best deeds for buying a mountain home. The next thing to consider is that your agent needs to know what properties are for sale. That is the Read more

Inflation and home prices

How Does Inflation Affect The Real Estate Market?

2021-07-14

When inflation rises it seems like the price of everything goes up. Although low interest rates are a major cause of inflation it still makes home prices rise. Does that mean it is better to buy with cash or get a mortgage when inflation increases. If interest rates rise then buyer’s home purchase power goes down.

Continue Reading

Real Estate News:
Finding The Best Realtor in Southwest Florida
Cape Coral

Discover the Top Secrets to Choosing the Perfect Realtor for Your Southwest Florida Real Estate Needs! Cape Coral Are you in the market for a new home in Southwest Florida? If so, you know that the process of finding a realtor who understands the area and can help you find Read more

What are the Best Neighborhoods in Evergreen? Where to live in Evergreen, Colorado..
Evergreen-Lake-Evergreen-Colorado

There’s no place like Colorado. Evergreen Colorado has something to offer everyone. That’s why you should consider living in one of the best neighborhoods in this beautiful mountain town! If you’re looking for a perfect place to call home, then there are some great perks that come with each of Read more

Colorado Real Estate Market Fall 2021 Update
Orson Hill Realty

The Colorado real estate market is starting to calm going into the fall of 2021. It is still a seller's market but we aren't seeing the panic buying from buyers. Colorado no longer has a "selling season" but things always tend to level off in the fall as families work Read more

Denver Mountain Real Estate Agents – Buying and Selling a Mountain Property is Not For City Agents
Denver-Mountain-Real-Estate-Agents

Before deciding to sell your home, it's helpful to have a clear understanding of how much it will cost. Whether you're repainting things, replacing roof membranes, or just paying taxes, you're going to have to pay some bills. Let's take a quick look at some of the real costs you Read more

Home loans and mortgages

Getting Financing for Buying a Home: What You Need to Know

2021-07-12

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Getting financing is not as difficult as you might think in 2021.Continue Reading

Real Estate News:
What is the Difference Between an ILC and a Land Survey?
Land-Survey-VS-ILC

What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren't as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building Read more

How Does Inflation Affect The Real Estate Market?
Inflation and home prices

When inflation rises it seems like the price of everything goes up. Although low interest rates are a major cause of inflation it still makes home prices rise. Does that mean it is better to buy with cash or get a mortgage when inflation increases. If interest rates rise then Read more

What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.
Home Loans

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that'll work best for you.

How to Know if You Qualify for a Home Mortgage: A Simple Guide
Home Mortgages

1. Do I qualify for a mortgage? It's important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a Read more

Land-Survey-VS-ILC

What is the Difference Between an ILC and a Land Survey?

2021-07-10

What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren’t as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building and addition projects.Continue Reading

Real Estate News:
Mistakes Sellers Make When Remodeling For Re-Sale
Remodeling-Your-Home

Investing in your home by remodeling or renovating is an excellent way to increase its value. However, a significant renovation project can quickly turn into a disaster, especially for those who are inexperienced. Let's take a look at four of the more common home renovation mistakes that homeowners make and Read more

Luxury Condos Fort Myers Florida – Best Condominiums in Fort Myers, FL
Luxury Condos Fort Myers

If you’ve ever wanted to own a luxury condo in Fort Myers Florida, the time is now! Located in Southwest Florida, the city of Fort Myers has enjoyed rapid growth and development over the past decade. The population has increased by more than 50% since 2010. This is because of Read more

First Time Home Buyers – Tips for Your First Home Purchase
First-time-Home

Buying your first home can be an exciting and nerve-wracking experience. There are so many things to think about and so many details you need to handle. Here is some advice on how to buy a house as your first home. Even before we all became adults, we heard people Read more

Naples Florida Neighborhoods

If you're moving to the area and looking for the best places to stay in Naples, Florida, check out this neighborhood guide. Below we discuss the best areas in Naples, FL to help you find the best one for you. Your Naples real estate agent will help you find your Read more

Student Debt

How Does Student Debt Impact You Buying a Home?

2021-06-30

Whether you are just about to graduate college or you have been out for a few years, there’s a good chance you’re carrying some amount of student loan debt. It seems that news headlines are regularly pointing out that the nation’s graduates are suffering from the stress of student debt.Continue Reading

Real Estate News:
What are the hottest real estate markets in the United States?
Hot Real Estate Markets

There seems to be a housing shortage across the US. Seems most markets are hot! There are some markets that are doing better than others. For example, Colorado seems to be hot in every area and price point.

Buying a Home – Step By Step Process Explained
Benefits of Using a Real Estate Agent

Buying a home can be an exciting but daunting experience. It can be easy to feel overwhelmed by the complexity of the process. To help you navigate the journey to becoming a homeowner, we've created a step-by-step guide to the home buying process. xr:d:DAFGWmi5TX0:9,j:44091474340,t:22122305 Step 1: Assess your financial situation Read more

Why You Need to Use a Real Estate Agent
Real Estate Agent

There are countless reasons to use a real estate agent when you buy or sell your home. One big reason is buyers usually don't pay the agent and sellers usually make more money when selling with an agent. Then there are the legal reasons. Also security reasons. You should always Read more

Denver Colorado Real Estate Market
Denver Colorado

Denver, Colorado The city offers kilometres of asphalt roads and paths connected by a variety of dirt roads and mountain biking adventures. Uptown is a long line of cafes, bistros, pubs and outdoor terraces as well as the city's largest green space, City Park, which contains the Denver Zoo and Read more