Home Mortgages

How to Know if You Qualify for a Home Mortgage: A Simple Guide

2021-08-25

1. Do I qualify for a mortgage? It’s important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a basic income tax and/or W-2 information. Others will ask for additional tax information.Continue Reading

Real Estate News:
Homes for Sale Evergreen Colorado
Homes for Sale

Homes for Sale Evergreen Colorado: A Comprehensive Guide. There is low home inventory in Evergreen and the Denver Foothills but you can still find homes for sale in Evergreen, Colorado. The Prices on homes has gone up considerably in the last few years, just like the real estate market in Read more

How To Find The Right Real Estate Agent
How to find the right real estate agent

In the offer presentation, the three estate agents include the comparable sale of your home, the average number of days on the market and their proposal for the listed price for the home. These three numbers are similar, but watch out for prices that are much higher than home prices, Read more

Dan Skelly – Orson Hill Realty Re-joins Evergreen Chamber of Commerce
Real Estate Agent

Dan Skelly has re-instated his membership with the Evergreen Chamber of Commmerce. Dan has always supported the local chamber in every city he has owned a business. He believes that all business starts at the local community level. That theory goes, especially for real estate. Real Estate Agent Dan took Read more

How Does Student Debt Impact You Buying a Home?
Student Debt

Student Debt and Buying a Home Whether you are just about to graduate college or you have been out for a few years, there's a good chance you're carrying some amount of student loan debt. It seems that news headlines are regularly pointing out that the nation's graduates are suffering Read more

Home loans and mortgages

Getting Financing for Buying a Home: What You Need to Know

2021-07-12

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Getting financing is not as difficult as you might think in 2021.Continue Reading

Real Estate News:
How to Know if You Qualify for a Home Mortgage: A Simple Guide
Home Mortgages

1. Do I qualify for a mortgage? It's important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a Read more

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills
Lenders and home loan mortgages

One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial Read more

What is the Difference Between an ILC and a Land Survey?
Land-Survey-VS-ILC

What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren't as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building Read more

How Does Inflation Affect The Real Estate Market?
Inflation and home prices

When inflation rises it seems like the price of everything goes up. Although low interest rates are a major cause of inflation it still makes home prices rise. Does that mean it is better to buy with cash or get a mortgage when inflation increases. If interest rates rise then Read more