Mortgage Rates

Lenders and home loan mortgages

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills

One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial circumstances. To begin your home loan search, find out if you qualify for an affordable housing loan or other program that might reduce your down payment or interest rate. If not, start researching private lenders from personal contacts and real estate agents to local directories such as the Yellow Pages or websites like www.HRAClenders.com. The right lender may be closer than you think! Here are a few tips to help you choose the right home mortgage lender:

Real Estate News:
Getting Your Home Ready to Sell: Getting Ready to List so You Sell Fast!
luxury modern home showcase exterior and driveway

Selling a home can be a stressful process. It's hard to know where to start and what to do first. You may have heard horror stories from friends or family about the process of selling a home, but don't worry! There are some things you can do to help make Read more

Why Golden Colorado is a Great Place to Call Home..
Golden-CO

With the population of Golden, CO rapidly growing and more people moving to the area, it's becoming difficult to find a place you can call home. The good news is that there are many reasons why this city is the perfect place for you. Here are six of them!

Colorado Luxury Homes and Real Estate
Colorado Luxury Homes

Will the Colorado luxury home market continue to rise? We say yes! The demand has never been higher and inventory has never been so low. 2021 is a great year for seller in all price points including the luxury sellers. As a luxury real estate agent, I have seen an Read more

Colorado Luxury Real Estate Market – Luxury Homes For Sale
Colorado Luxury Homes

Colorado luxury home market is just going up and up and up! Places like Evergreen, Golden, Denver, Morrison and Boulder have seen huge beautiful homes built over the last decade. Many of those luxury homes are now for sale. Luxury real estate agents are seeing an increase of inventory in Read more

Inflation and home prices

How Does Inflation Affect The Real Estate Market?

When inflation rises it seems like the price of everything goes up. Although low interest rates are a major cause of inflation it still makes home prices rise. Does that mean it is better to buy with cash or get a mortgage when inflation increases. If interest rates rise then buyer’s home purchase power goes down.

Real Estate News:
Tips for Finding the Best Real Estate Agent in Colorado
Real Estate Agent

It seems everyone knows at least 20 real estate agents. The question is do you know the BEST real estate agents in Colorado? Most likely not. That is why it is important to look hard when looking for the best realtors in your area. Your cousin's nephew just out of Read more

Luxury Real Estate Agents Evergreen Colorado – Listing Your Home
Orson Hill Realty Luxury Agents

Orson Hill Realty Real Estate specializes in local real estate, including Evergreen Co. properties for sale in the foothills. We offer Evergreen and MLS listings on our website as well as Denver Metro listings.

Real Estate Agents Evergreen Colorado
Real Estate Agent

Evergreen, Colorado, has plenty of property for sale in this perfect little mountain town. Evergreen is one of the most desirable areas in the Denver foothills of Colorado. With a population of more than 25,000, this residence is close to Denver and the world-class ski resorts of Breckenridge and Vail. Read more

How To Find Homes For Sale When Inventory Is Low
Homes for sale

Finding a home for sale when inventory is low can be tough. It’s not just about the number of homes on the market, though. There are plenty of other factors that come into play to make it difficult to find what you’re looking for. Finding a great home in your Read more

Home loans and mortgages

Getting Financing for Buying a Home: What You Need to Know

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Getting financing is not as difficult as you might think in 2021.

Real Estate News:
What is the Difference Between an ILC and a Land Survey?
Land-Survey-VS-ILC

What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren't as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building Read more

How Does Student Debt Impact You Buying a Home?
Student Debt

Student Debt and Buying a Home Whether you are just about to graduate college or you have been out for a few years, there's a good chance you're carrying some amount of student loan debt. It seems that news headlines are regularly pointing out that the nation's graduates are suffering Read more

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills
Lenders and home loan mortgages

One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial Read more

How to Know if You Qualify for a Home Mortgage: A Simple Guide
Home Mortgages

1. Do I qualify for a mortgage? It's important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a Read more

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