Lenders

Home Mortgages

How to Know if You Qualify for a Home Mortgage: A Simple Guide

1. Do I qualify for a mortgage? It’s important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a basic income tax and/or W-2 information. Others will ask for additional tax information.

Real Estate News:
Denver Foothills – Close Enough to the City but far enough away
Denver Foothills

The Denver Foothills is without a doubt the best place to live in Colorado and arguably the country. It is close to Denver but far enough away. That isn't a slam to Denver but most people that move to Colorado come to Colorado for fresh air, elbow room and the Read more

Is the Real Estate Market Seeing More Homes for Sale in Evergreen Colorado and Denver Foothills?

The real estate market is a fickle beast, with many factors coming into play when deciding whether now is the right time to sell your home and buy a new one. If you’re thinking of upgrading your current home or downsizing to a smaller residence, it can be helpful to Read more

Buying a Home in the Colorado Mountains
Denver-Mountain-Home

If you are contemplating purchasing a home in Colorado, there are several important factors that you should consider before making a decision. In this article, we will delve into the down payment, credit score, title insurance, and getting pre-approved for a mortgage. If you are uncertain where to start, we Read more

Real Estate Agents Evergreen Colorado
Real Estate Agent

Evergreen, Colorado, has plenty of property for sale in this perfect little mountain town. Evergreen is one of the most desirable areas in the Denver foothills of Colorado. With a population of more than 25,000, this residence is close to Denver and the world-class ski resorts of Breckenridge and Vail. Read more

Home loans and mortgages

Getting Financing for Buying a Home: What You Need to Know

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Getting financing is not as difficult as you might think in 2021.

Real Estate News:
How Does Student Debt Impact You Buying a Home?
Student Debt

Student Debt and Buying a Home Whether you are just about to graduate college or you have been out for a few years, there's a good chance you're carrying some amount of student loan debt. It seems that news headlines are regularly pointing out that the nation's graduates are suffering Read more

How Does Inflation Affect The Real Estate Market?
Inflation and home prices

When inflation rises it seems like the price of everything goes up. Although low interest rates are a major cause of inflation it still makes home prices rise. Does that mean it is better to buy with cash or get a mortgage when inflation increases. If interest rates rise then Read more

What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.
Home Loans

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that'll work best for you.

What is the Difference Between an ILC and a Land Survey?
Land-Survey-VS-ILC

What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren't as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building Read more

Land-Survey-VS-ILC

What is the Difference Between an ILC and a Land Survey?

What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren’t as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building and addition projects.

Real Estate News:
Buying New Construction
New Construction

Are you in the market for a new house? If so, you may have been comparing your options when it comes to open listings on the local market. One decision you will need to consider: do you want to purchase an existing home or build a new one? Let's explore Read more

Luxury Condos Fort Myers Florida – Best Condominiums in Fort Myers, FL
Luxury Condos Fort Myers

If you’ve ever wanted to own a luxury condo in Fort Myers Florida, the time is now! Located in Southwest Florida, the city of Fort Myers has enjoyed rapid growth and development over the past decade. The population has increased by more than 50% since 2010. This is because of Read more

Platinum Real Estate
Platinum Real Estate Florida

Platinum Real Estate Dan Skelly owns a real estate brokerage company in Colorado. He decided to branch out to sell real estate in his beloved state of Florida! Since he has spent most of his life in Florida, he knows the people, the market and real estate in Florida. Dan Read more

Should You Paint Your Home Before You List?
Painting Your Home Before You List

Real estate agents know that color psychology is not an exact science when it comes to selling a home, but there are basic principles that marketing pros use to sell everything from greeting cards to automobiles. Much of it has to do with color. Yes, the colors you put on Read more

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