Home Mortgages

How to Know if You Qualify for a Home Mortgage: A Simple Guide

2021-08-25

1. Do I qualify for a mortgage? It’s important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a basic income tax and/or W-2 information. Others will ask for additional tax information.Continue Reading

Real Estate News:
More People Seem to Be Downsizing
Downsizing Your Home

Whether the kids have moved out or you just aren't using the extra bedrooms, having a house that feels 'too big' is rarely fun. In today's post, we will share a few changes you can expect when you downsize from a large house to a smaller apartment or condo.

Home Buying Process
Real-Estate-For-Sale

The home buying process can be both exciting and overwhelming, especially for first-time buyers. This comprehensive guide aims to demystify the steps involved, from the initial search to finally getting the keys to your new home.

Southwest Florida Real Estate And Homes for Sale
Southwest Florida Real Estate

The Southwest Florida real estate market is among the most desirable places to live in the United States. With a number of cities and towns that offer an ideal mix of coastal living, suburban neighborhoods and rural landscapes, it's easy to see why this area has been attracting people from Read more

Southwest Florida Best Towns to Live
Southwest Florida Home

Southwest Florida is a wonderful place to live, and there are many great towns to choose from. Of the many small towns in the region, here are some of the best ones you should consider living in: Cape Coral, Sanibel Island, Lehigh Acres, Sarasota, Fort Myers Beach, and Naples. These Read more

Home loans and mortgages

Getting Financing for Buying a Home: What You Need to Know

2021-07-12

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Getting financing is not as difficult as you might think in 2021.Continue Reading

Real Estate News:
How Does Student Debt Impact You Buying a Home?
Student Debt

Student Debt and Buying a Home Whether you are just about to graduate college or you have been out for a few years, there's a good chance you're carrying some amount of student loan debt. It seems that news headlines are regularly pointing out that the nation's graduates are suffering Read more

What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.
Home Loans

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that'll work best for you.

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills
Lenders and home loan mortgages

One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial Read more

2022 is a Great Year To Upscale or Downsize Your Home
Upsize or Downsizing in 2022

Homeownership is one of the most important decisions you will make in your lifetime. With housing markets constantly changing, it can be hard to know what’s best for your family. But there's good news! There are many homes on the market that are perfect for either upsizing or downsizing. Check Read more

Land-Survey-VS-ILC

What is the Difference Between an ILC and a Land Survey?

2021-07-10

What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren’t as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building and addition projects.Continue Reading

Real Estate News:
Buying a Home In Colorado

Buying a home in Colorado is the same as anywhere else, sort of. There are some areas you will run into things you may not in the "big city". Many mountain properties have wells and septic systems that are not a big deal. They are just different for some folks Read more

How to De-Clutter and Get Your Home Ready for Sale: Expert Guide
Declutter your home

The one thing I tell to any seller at any price point or home size is de-clutter. Get rid of the personal items and stuff that makes your place look even smaller. De cluttering is one of the easiest and cheapest thing you can do to get your home ready Read more

Mistakes Sellers Make When Remodeling For Re-Sale
Remodeling-Your-Home

Investing in your home by remodeling or renovating is an excellent way to increase its value. However, a significant renovation project can quickly turn into a disaster, especially for those who are inexperienced. Let's take a look at four of the more common home renovation mistakes that homeowners make and Read more

Denver Foothills – Close Enough to the City but far enough away
Denver Foothills

The Denver Foothills is without a doubt the best place to live in Colorado and arguably the country. It is close to Denver but far enough away. That isn't a slam to Denver but most people that move to Colorado come to Colorado for fresh air, elbow room and the Read more