Home Mortgages

How to Know if You Qualify for a Home Mortgage: A Simple Guide

2021-08-25

1. Do I qualify for a mortgage? It’s important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a basic income tax and/or W-2 information. Others will ask for additional tax information.Continue Reading

Real Estate News:
Selling Your Home With Orson Hill Realty
smooth-transition-selling-your-home-dti

Selling Your Home With Orson Hill Realty - A Smooth Transition Selling your home should be a smooth and stress-free process, and Orson Hill Realty is here to make sure of that. With our team of experienced real estate agents, we will guide you through every step of the selling Read more

The Unparalleled Advantages of Using Local Realtor Websites to Find Homes for Sale
Dan Skelly Realtor

The Unparalleled Advantages of Using Local Realtor Websites to Find Homes for Sale In the digital age, the real estate market has seen a significant shift in how people search for homes. While national real estate websites have their merits, local realtor websites have emerged as a superior option for Read more

Why You Need to Use a Real Estate Agent
Real Estate Agent

There are countless reasons to use a real estate agent when you buy or sell your home. One big reason is buyers usually don't pay the agent and sellers usually make more money when selling with an agent. Then there are the legal reasons. Also security reasons. You should always Read more

Luxury Real Estate Agents Evergreen Colorado – Listing Your Home
Orson Hill Realty Luxury Agents

Orson Hill Realty Real Estate specializes in local real estate, including Evergreen Co. properties for sale in the foothills. We offer Evergreen and MLS listings on our website as well as Denver Metro listings.

Home loans and mortgages

Getting Financing for Buying a Home: What You Need to Know

2021-07-12

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Getting financing is not as difficult as you might think in 2021.Continue Reading

Real Estate News:
What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.
Home Loans

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that'll work best for you.

How to Know if You Qualify for a Home Mortgage: A Simple Guide
Home Mortgages

1. Do I qualify for a mortgage? It's important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a Read more

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills
Lenders and home loan mortgages

One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial Read more

How Does Inflation Affect The Real Estate Market?
Inflation and home prices

When inflation rises it seems like the price of everything goes up. Although low interest rates are a major cause of inflation it still makes home prices rise. Does that mean it is better to buy with cash or get a mortgage when inflation increases. If interest rates rise then Read more

Land-Survey-VS-ILC

What is the Difference Between an ILC and a Land Survey?

2021-07-10

What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren’t as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building and addition projects.Continue Reading

Real Estate News:
Denver Foothills (Colorado) Market Update
Home Values

The Denver Foothills has been a hot market for years. When the rest of the country's real estate market is hot Denver Foothills is on fire! This has always been the case. Even in 2008 the Denver Foothills didn't see the crash like most areas did. Even other parts of Read more

How Buyers Can Get Their Offer Accepted By The Seller
Getting the Seller to Accept Your Offer to Buy Their Home

In the current market, buyers with a bit of bargaining power have an edge when negotiating the terms of their offer. If you’re buying a home right now, you’ll no doubt be on the lookout for properties that give you an opportunity to negotiate. However, sellers are still in the Read more

Is the Real Estate Market Seeing More Homes for Sale in Evergreen Colorado and Denver Foothills?

The real estate market is a fickle beast, with many factors coming into play when deciding whether now is the right time to sell your home and buy a new one. If you’re thinking of upgrading your current home or downsizing to a smaller residence, it can be helpful to Read more

Inventory is picking up – Buyers are seeing more homes for sale 2022
Homes for sale

Home shoppers may have to put in more time and effort to find the right property, but they have a better chance of finding it. With fewer buyers competing for each home on the market, buyers may be able to negotiate better deals and have more flexibility in terms of Read more