How to Know if You Qualify for a Home Mortgage: A Simple Guide
1. Do I qualify for a mortgage? It’s important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a basic income tax and/or W-2 information. Others will ask for additional tax information.Continue Reading
The real estate market is a fickle beast, with many factors coming into play when deciding whether now is the right time to sell your home and buy a new one. If you’re thinking of upgrading your current home or downsizing to a smaller residence, it can be helpful to Read more
One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial Read more
Who doesn’t love the idea of buying a home that is affordable, comes with low maintenance costs, and has excellent potential for future value? However, with so many housing markets to choose from and a variety of factors influencing your decision, finding the perfect location can be a challenge. If Read more
With the population of Golden, CO rapidly growing and more people moving to the area, it's becoming difficult to find a place you can call home. The good news is that there are many reasons why this city is the perfect place for you. Here are six of them!