Lenders and home loan mortgages

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills

2022-07-23

One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial circumstances. To begin your home loan search, find out if you qualify for an affordable housing loan or other program that might reduce your down payment or interest rate. If not, start researching private lenders from personal contacts and real estate agents to local directories such as the Yellow Pages or websites like www.HRAClenders.com. The right lender may be closer than you think! Here are a few tips to help you choose the right home mortgage lender:Continue Reading

Real Estate News:
Is the Real Estate Market Seeing More Homes for Sale in Evergreen Colorado and Denver Foothills?

The real estate market is a fickle beast, with many factors coming into play when deciding whether now is the right time to sell your home and buy a new one. If you’re thinking of upgrading your current home or downsizing to a smaller residence, it can be helpful to Read more

Finding Homes for sale in a Real Estate Market With Low Inventory

Finding Homes for sale in a Real Estate Market With Low Inventory

Pinecrest Ridge Evergreen, Colorado Development
Pinecrest Ridge

Whether you're a new buyer working from home or in the city, or a retiree looking to downsize but maintain quality, Pinecrest Ridge will delight everyone with its high-quality, maintenance-free multifamily housing. Pinecrest Ridge has designed open plan housing with large, well-planned and energy-efficient floor plans in a new community Read more

What are the Best Neighborhoods in Evergreen? Where to live in Evergreen, Colorado..
Evergreen-Lake-Evergreen-Colorado

There’s no place like Colorado. Evergreen Colorado has something to offer everyone. That’s why you should consider living in one of the best neighborhoods in this beautiful mountain town! If you’re looking for a perfect place to call home, then there are some great perks that come with each of Read more

Home Loans

What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.

2022-02-13

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that’ll work best for you.Continue Reading

Real Estate News:
Off Grid Homes in Colorado – So Many Reasons People Are Buying Off Grid Homes in CO
Colorado-14ers-Rocky-Mountains

Off Grid Homes in Colorado are all the rage. Today’s world is a fast-paced one, filled with nonstop action and little time for rest. Luckily, we also live in an age of innovation and progression, meaning that every day we are presented with new opportunities and solutions to old problems.

Best of the Best Colorado Peaks to Summit – Colorado’s Best 14ers
Colorado-14ers-Rocky-Mountains

The Best of the Best Colorado Peaks to Summit The Colorado Rocky Mountains are home to 54 peaks that are taller than 14,000 feet. That’s a lot for such a small state. In fact, about 1 percent of the entire United States is covered by the Rocky Mountains. The great Read more

Inventory is picking up – Buyers are seeing more homes for sale 2022
Homes for sale

Home shoppers may have to put in more time and effort to find the right property, but they have a better chance of finding it. With fewer buyers competing for each home on the market, buyers may be able to negotiate better deals and have more flexibility in terms of Read more

How Buyers Can Get Their Offer Accepted By The Seller
Getting the Seller to Accept Your Offer to Buy Their Home

In the current market, buyers with a bit of bargaining power have an edge when negotiating the terms of their offer. If you’re buying a home right now, you’ll no doubt be on the lookout for properties that give you an opportunity to negotiate. However, sellers are still in the Read more

Home Mortgages

How to Know if You Qualify for a Home Mortgage: A Simple Guide

2021-08-25

1. Do I qualify for a mortgage? It’s important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a basic income tax and/or W-2 information. Others will ask for additional tax information.Continue Reading

Real Estate News:
What is the Difference Between an ILC and a Land Survey?
Land-Survey-VS-ILC

What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren't as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building Read more

What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.
Home Loans

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that'll work best for you.

Buying a Second home or Vacation Home in the Denver Mountains (Denver Foothills)
Denver Mountain Real Estate Agent

Are you planning on purchasing a vacation home in the Denver Mountains? It's a great idea if you are! Denver is one of the most beautiful cities in America and offers many perks to those who live here.

Best Real Estate Agents for Buying Denver Mountain Homes. Only Use a Mountain Realtor
Finding the Right Denver Mountain Real estate agent

Contact a real estate agent to ensure the best possible outcome whether you are a buyer or seller. A property sale contract is usually signed immediately after the contract is signed. Title transfers immediately to the buyer. The buyer has acquired the property even if the property has not been Read more

Home loans and mortgages

Getting Financing for Buying a Home: What You Need to Know

2021-07-12

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Getting financing is not as difficult as you might think in 2021.Continue Reading

Real Estate News:
How Does Inflation Affect The Real Estate Market?
Inflation and home prices

When inflation rises it seems like the price of everything goes up. Although low interest rates are a major cause of inflation it still makes home prices rise. Does that mean it is better to buy with cash or get a mortgage when inflation increases. If interest rates rise then Read more

How Does Student Debt Impact You Buying a Home?
Student Debt

Student Debt and Buying a Home Whether you are just about to graduate college or you have been out for a few years, there's a good chance you're carrying some amount of student loan debt. It seems that news headlines are regularly pointing out that the nation's graduates are suffering Read more

What is the Difference Between an ILC and a Land Survey?
Land-Survey-VS-ILC

What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren't as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building Read more

How to Know if You Qualify for a Home Mortgage: A Simple Guide
Home Mortgages

1. Do I qualify for a mortgage? It's important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a Read more