Lenders and home loan mortgages

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills

2022-07-23

One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial circumstances. To begin your home loan search, find out if you qualify for an affordable housing loan or other program that might reduce your down payment or interest rate. If not, start researching private lenders from personal contacts and real estate agents to local directories such as the Yellow Pages or websites like www.HRAClenders.com. The right lender may be closer than you think! Here are a few tips to help you choose the right home mortgage lender:Continue Reading

Real Estate News:
Hiring a Real Estate Agent in Evergreen Colorado, Who to Call First?

The best reason to hire an agent in Evergreen CO is that they will take on the burden of paperwork. Although you can still submit paperwork for mortgage approval and homebuying bids yourself, it is just so much easier to have someone else do it. However, you must remember that Read more

Buying a home in Florida – A Guide to Florida Home Buying
Buying a home in Florida

But where do you start? There are so many different types of homes in Florida, so it can be difficult to pick just one. This guide will teach you everything you need to know about Florida real estate. From understanding the market and what you should look out for when Read more

Realtor Vs Real Estate Agent – There Really Isn’t Much Difference
Realtor

If you are looking for a realtor to help sell your home, then you don't need to choose a realtor. I have personally worked with agents that aren't realtors and they are just as good if not better than most realtors. A realtor is someone who will market the property Read more

Homes For Sale Evergreen Colorado – Denver Mountain Homes for Sale
Buying real estate denver mountains

Evergreen Company. The Evergreen real estate listings below are the latest Evergreen homes listed. We specialize in local properties including Evergreens and Prealps homes for sale. Evergreen Homes For Sale Seller List Local Realtors for Evergreen Homes For Sale. If you are looking for a real estate agent to help Read more

Home Loans

What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.

2022-02-13

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that’ll work best for you.Continue Reading

Real Estate News:
10 Mountain Biking Trails in Jefferson County Colorado: Where to Go for Adventure
Mountain Biking Trails

There are mountain biking trails all over Colorado. Jefferson County Colorado has some of the best intermediate and difficult trails in the area. There are trails in Evergreen, Conifer, Morrison and Golden, Colorado. If you want to go go mountain biking in Jefferson county these are the trails to check Read more

What are the hottest real estate markets in the United States?
Hot Real Estate Markets

There seems to be a housing shortage across the US. Seems most markets are hot! There are some markets that are doing better than others. For example, Colorado seems to be hot in every area and price point.

Buying a Home In Colorado

Buying a home in Colorado is the same as anywhere else, sort of. There are some areas you will run into things you may not in the "big city". Many mountain properties have wells and septic systems that are not a big deal. They are just different for some folks Read more

Luxury Real Estate Agents Evergreen Colorado – Listing Your Home
Orson Hill Realty Luxury Agents

Orson Hill Realty Real Estate specializes in local real estate, including Evergreen Co. properties for sale in the foothills. We offer Evergreen and MLS listings on our website as well as Denver Metro listings.

Home Mortgages

How to Know if You Qualify for a Home Mortgage: A Simple Guide

2021-08-25

1. Do I qualify for a mortgage? It’s important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a basic income tax and/or W-2 information. Others will ask for additional tax information.Continue Reading

Real Estate News:
Hiring a Real Estate Agent in Evergreen Colorado, Who to Call First?

The best reason to hire an agent in Evergreen CO is that they will take on the burden of paperwork. Although you can still submit paperwork for mortgage approval and homebuying bids yourself, it is just so much easier to have someone else do it. However, you must remember that Read more

Colorado Real Estate Agents Are Writing Offers That May Endanger Buyer’s Earnest Money
Buyers Earnest Money

When there is a seller's market people get into emotional buying. The one person in the transaction that should be level-headed and not let the emotional decision to be made is the buyer's agent. Sometimes buyers want a home so bad they make decisions they shouldn't A buyer agent should Read more

Colorado Luxury Homes and Real Estate
Colorado Luxury Homes

Will the Colorado luxury home market continue to rise? We say yes! The demand has never been higher and inventory has never been so low. 2021 is a great year for seller in all price points including the luxury sellers. As a luxury real estate agent, I have seen an Read more

How Does Inflation Affect The Real Estate Market?
Inflation and home prices

When inflation rises it seems like the price of everything goes up. Although low interest rates are a major cause of inflation it still makes home prices rise. Does that mean it is better to buy with cash or get a mortgage when inflation increases. If interest rates rise then Read more

Home loans and mortgages

Getting Financing for Buying a Home: What You Need to Know

2021-07-12

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Getting financing is not as difficult as you might think in 2021.Continue Reading

Real Estate News:
How to Know if You Qualify for a Home Mortgage: A Simple Guide
Home Mortgages

1. Do I qualify for a mortgage? It's important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a Read more

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills
Lenders and home loan mortgages

One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial Read more

What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.
Home Loans

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that'll work best for you.

What is the Difference Between an ILC and a Land Survey?
Land-Survey-VS-ILC

What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren't as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building Read more