Lenders and home loan mortgages

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills

2022-07-23

One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial circumstances. To begin your home loan search, find out if you qualify for an affordable housing loan or other program that might reduce your down payment or interest rate. If not, start researching private lenders from personal contacts and real estate agents to local directories such as the Yellow Pages or websites like www.HRAClenders.com. The right lender may be closer than you think! Here are a few tips to help you choose the right home mortgage lender:Continue Reading

Real Estate News:
How to De-Clutter and Get Your Home Ready for Sale: Expert Guide
Declutter your home

The one thing I tell to any seller at any price point or home size is de-clutter. Get rid of the personal items and stuff that makes your place look even smaller. De cluttering is one of the easiest and cheapest thing you can do to get your home ready Read more

Buying a Home In Colorado

Buying a home in Colorado is the same as anywhere else, sort of. There are some areas you will run into things you may not in the "big city". Many mountain properties have wells and septic systems that are not a big deal. They are just different for some folks Read more

Evergreen Colorado: The Best Place to Live in Colorado
Homes for Sale

The Ultimate Guide to Evergreen Colorado Winter Activities Evergreen Colorado is a winter destination for tourists and loved by locals. Our mild winter in Evergreen Colorado really makes winter activities much more pleasant. From skate the lake on Evergreen Lake for New Years Eve to the Ice Hockey Tournament. Winter Read more

Which Denver Foothills towns and Denver Suburbs have the best mountain views?

If you’re looking to move to the Denver area but you can’t decide on which foothills town or suburb will offer you the best mountain views, you’ve come to the right place. We’ll take a look at all of the different options that are available for new home buyers in Read more

Home Loans

What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.

2022-02-13

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that’ll work best for you.Continue Reading

Real Estate News:
Colorado Real Estate Agents Are Writing Offers That May Endanger Buyer’s Earnest Money
Buyers Earnest Money

When there is a seller's market people get into emotional buying. The one person in the transaction that should be level-headed and not let the emotional decision to be made is the buyer's agent. Sometimes buyers want a home so bad they make decisions they shouldn't A buyer agent should Read more

Colorado Real Estate Market Fall 2021 Update
Orson Hill Realty

The Colorado real estate market is starting to calm going into the fall of 2021. It is still a seller's market but we aren't seeing the panic buying from buyers. Colorado no longer has a "selling season" but things always tend to level off in the fall as families work Read more

Denver Foothills Towns: What Towns are Part of the Denver Foothills?
Denver Foothills

The Denver Foothills comprises of Evergreen, Conifer, Morrison, Bailey, Golden and the wide range of various little mountain towns. The region is lovely with moving slopes and mountain sees, with huge loads of open air exercises and what should be done. There are extraordinary climbing spots, incredible skiing spots, tubing Read more

Golden Colorado Real Estate – Guide to Buying a Home in This Great Denver Mountain Town
Golden-CO

Homes for Sale Golden Colorado - Golden Real Estate A Guide to Homes for Sale in Golden Colorado - A Fun, Informative Guide If you're looking for a new home, it's important to know what to expect. From where to find homes for sale in Golden Colorado, to the different Read more

Home Mortgages

How to Know if You Qualify for a Home Mortgage: A Simple Guide

2021-08-25

1. Do I qualify for a mortgage? It’s important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a basic income tax and/or W-2 information. Others will ask for additional tax information.Continue Reading

Real Estate News:
Luxury Real Estate Fort Myers Florida
Luxury Homes Fort Myers

Are you looking for luxury real estate? Fort Myers is a beautiful city for those interested in buying or selling. With the many gorgeous homes and neighborhoods, it’s a buyer’s market. The weather is beautiful year-round and the community is one of a kind. Whether you are looking to build Read more

How Does Inflation Affect The Real Estate Market?
Inflation and home prices

When inflation rises it seems like the price of everything goes up. Although low interest rates are a major cause of inflation it still makes home prices rise. Does that mean it is better to buy with cash or get a mortgage when inflation increases. If interest rates rise then Read more

Luxury Home Builders in Colorado
Luxury home builders

Luxury Home Builders in Colorado: Is Building a Luxury Home the Best Option in 2021? When inventory is low people always turn to building their luxury homes. This may not be the right choice for everyone. Luxury home builders are seeing a slight uptick as they always do in seller Read more

Living in the Colorado Mountains – Pros and Cons
Living in the Mountains

You’ll find majestic mountain ranges throughout the United States. None are comparable to the Denver Foothills and the Continental Divide. Some people can’t wait to ditch their city dwelling for a more rural, natural lifestyle. If that sounds like you, you might be considering moving to the mountains to live Read more

Home loans and mortgages

Getting Financing for Buying a Home: What You Need to Know

2021-07-12

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Getting financing is not as difficult as you might think in 2021.Continue Reading

Real Estate News:
How Does Inflation Affect The Real Estate Market?
Inflation and home prices

When inflation rises it seems like the price of everything goes up. Although low interest rates are a major cause of inflation it still makes home prices rise. Does that mean it is better to buy with cash or get a mortgage when inflation increases. If interest rates rise then Read more

2022 is a Great Year To Upscale or Downsize Your Home
Upsize or Downsizing in 2022

Homeownership is one of the most important decisions you will make in your lifetime. With housing markets constantly changing, it can be hard to know what’s best for your family. But there's good news! There are many homes on the market that are perfect for either upsizing or downsizing. Check Read more

How Does Student Debt Impact You Buying a Home?
Student Debt

Student Debt and Buying a Home Whether you are just about to graduate college or you have been out for a few years, there's a good chance you're carrying some amount of student loan debt. It seems that news headlines are regularly pointing out that the nation's graduates are suffering Read more

What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.
Home Loans

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that'll work best for you.