Lenders and home loan mortgages

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills

2022-07-23

One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial circumstances. To begin your home loan search, find out if you qualify for an affordable housing loan or other program that might reduce your down payment or interest rate. If not, start researching private lenders from personal contacts and real estate agents to local directories such as the Yellow Pages or websites like www.HRAClenders.com. The right lender may be closer than you think! Here are a few tips to help you choose the right home mortgage lender:Continue Reading

Real Estate News:
Buying a home in Florida – A Guide to Florida Home Buying
Buying a home in Florida

But where do you start? There are so many different types of homes in Florida, so it can be difficult to pick just one. This guide will teach you everything you need to know about Florida real estate. From understanding the market and what you should look out for when Read more

Why Is Everyone Moving To Colorado?
Evergreen-CO-Elk-Evergreen-Lake (1)11

After a slowdown in 2015, Colorado has seen continued economic growth in the states over the past four years. In 2018, employment growth was 2.4%, a statistic that plays a major role in how many new people move to the state. In 2017, the Denver Business Journal ranked Colorado as Read more

Denver Mountain Homes For Sale – Before Buying Things You Need to Know
Denver Mountain Homes for Sale

The buyer must have a desire to buy, and the seller must have a sincere desire to sell the property, provided that both parties have expressed their desire to the other party. The buyer and seller must aim to conclude a contract of sale.

Evergreen Colorado Neighborhoods
Real-Estate-For-Sale

Choosing the right neighborhood in Evergreen can be a complex decision. Factors like lifestyle needs, proximity to work or recreational activities, and personal preferences such as lot size or home style can all come into play. Here are some top picks for neighborhoods in Evergreen that offer a variety of Read more

Home Loans

What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.

2022-02-13

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that’ll work best for you.Continue Reading

Real Estate News:
Selling Your Home in a Seller Market – Getting Ready to List
Selling Your Home Listing Tips

Selling your home in sellers market is not as easy and guaranteed as one might think. Real estate agents may give you a false expectation that you can just throw any home on the market at any price and buyers will just buy it because of the market. There are Read more

Selling Your Home in Evergreen, CO
Selling Your Home

Selling your home in Evergreen, Colorado, doesn't have to be a daunting process. With the right real estate agent and a well-thought-out plan, you can navigate the process with ease. At Orson Hill Realty, we're committed to providing you with the best service, ensuring a smooth and successful sale.

The Dos and Don’ts of Buying a Fixer-Upper
Fixer-Upper

The idea of buying a fixer-upper as an investment has gained considerable traction in recent years. The prospect of acquiring a property at a lower cost and transforming it into a valuable asset is undoubtedly appealing. However, diving into the world of fixer-uppers without adequate preparation can be a risky Read more

How to Know if You Qualify for a Home Mortgage: A Simple Guide
Home Mortgages

1. Do I qualify for a mortgage? It's important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a Read more

Home Mortgages

How to Know if You Qualify for a Home Mortgage: A Simple Guide

2021-08-25

1. Do I qualify for a mortgage? It’s important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a basic income tax and/or W-2 information. Others will ask for additional tax information.Continue Reading

Real Estate News:
Luxury Denver Mountain Homes
Luxury Mountain Homes

The Luxury Denver luxury home market is on fire. The luxury prices continue to rise as people are seeking a luxurious lifestyle in the Denver Mountains. You can get into a luxury mountain home for around $3 Million. That is if you can even find a Denver mountain luxury home Read more

What are the Best Neighborhoods in Evergreen? Where to live in Evergreen, Colorado..
Evergreen-Lake-Evergreen-Colorado

There’s no place like Colorado. Evergreen Colorado has something to offer everyone. That’s why you should consider living in one of the best neighborhoods in this beautiful mountain town! If you’re looking for a perfect place to call home, then there are some great perks that come with each of Read more

Denver Colorado Neighborhoods and the Area
Denver Colorado

What to Know About Denver Colorado Neighborhoods: A Guide to Denver What to Know About Denver Colorado Neighborhoods: A Guide to Denver. There are some great areas in Denver Colorado to live. It depends on what you would like to be near, what you like to do and what your Read more

Denver Colorado Real Estate Market
Denver Colorado

Denver, Colorado The city offers kilometres of asphalt roads and paths connected by a variety of dirt roads and mountain biking adventures. Uptown is a long line of cafes, bistros, pubs and outdoor terraces as well as the city's largest green space, City Park, which contains the Denver Zoo and Read more

Home loans and mortgages

Getting Financing for Buying a Home: What You Need to Know

2021-07-12

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Getting financing is not as difficult as you might think in 2021.Continue Reading

Real Estate News:
How Does Student Debt Impact You Buying a Home?
Student Debt

Student Debt and Buying a Home Whether you are just about to graduate college or you have been out for a few years, there's a good chance you're carrying some amount of student loan debt. It seems that news headlines are regularly pointing out that the nation's graduates are suffering Read more

2022 is a Great Year To Upscale or Downsize Your Home
Upsize or Downsizing in 2022

Homeownership is one of the most important decisions you will make in your lifetime. With housing markets constantly changing, it can be hard to know what’s best for your family. But there's good news! There are many homes on the market that are perfect for either upsizing or downsizing. Check Read more

How Does Inflation Affect The Real Estate Market?
Inflation and home prices

When inflation rises it seems like the price of everything goes up. Although low interest rates are a major cause of inflation it still makes home prices rise. Does that mean it is better to buy with cash or get a mortgage when inflation increases. If interest rates rise then Read more

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills
Lenders and home loan mortgages

One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial Read more