Lenders and home loan mortgages

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills

2022-07-23

One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial circumstances. To begin your home loan search, find out if you qualify for an affordable housing loan or other program that might reduce your down payment or interest rate. If not, start researching private lenders from personal contacts and real estate agents to local directories such as the Yellow Pages or websites like www.HRAClenders.com. The right lender may be closer than you think! Here are a few tips to help you choose the right home mortgage lender:Continue Reading

Real Estate News:
Golden Colorado – Mountain Town Near Denver and Ski Resorts
Denver Mountain Town

Golden, Colorado is a picturesque mountain town nestled in the foothills of the Rocky Mountains, only a 30-minute drive from downtown Denver. It's a perfect destination for outdoor enthusiasts looking for a mountain getaway with access to world-class skiing and snowboarding resorts.

Orson Hill Realty – The Best Real Estate Company in Colorado – At least our clients think so
Orson Hill Realty

At Orson Hill Realty, we are a real estate company that provides luxury real estate services for homes of any price range. Our team of skilled real estate agents are passionate about helping people find their dream homes, and are dedicated to making the home buying or selling process as Read more

Basic Kinds of Real Estate
Real Estate

Real estate refers to property, land, buildings, air rights above the land, and underground rights below the land. It can be categorized into four types: residential, commercial, industrial, and land.

Luxury Real Estate Colorado
Luxury Real Estate

Colorado is a state marked by spectacular vistas, world-class skiing and hiking, top-notch year-round outdoor activities, and sought-after real estate. Colorado has become a top destination for many property investors, and it's not difficult to see why given its luxury real estate offerings.

Home Loans

What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.

2022-02-13

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that’ll work best for you.Continue Reading

Real Estate News:
Why Golden Colorado is a Great Place to Call Home..
Golden-CO

With the population of Golden, CO rapidly growing and more people moving to the area, it's becoming difficult to find a place you can call home. The good news is that there are many reasons why this city is the perfect place for you. Here are six of them!

How a Realtor Can Help You Maximize Your Home’s Value in Evergreen Colorado
Dan Skelly Realtor

Maximize Your Home's Value in Evergreen Colorado with a RealtorAre you looking to maximize the value of your home in Evergreen Colorado? A realtor can help you do just that! With their expertise in the local market, a realtor can provide you with the best advice on how to increase Read more

What Does Your Colorado Real Estate Agent Do?
Real Estate Agent

Your Colorado real estate agent does way more than you think. Not only do they market to you to get your business they also know the legal side of your contracts, negotiations, know they are, the issues your property may have or your home may have. Your real estate agent Read more

Denver Foothills Towns: What Towns are Part of the Denver Foothills?
Denver Foothills

The Denver Foothills comprises of Evergreen, Conifer, Morrison, Bailey, Golden and the wide range of various little mountain towns. The region is lovely with moving slopes and mountain sees, with huge loads of open air exercises and what should be done. There are extraordinary climbing spots, incredible skiing spots, tubing Read more

Home Mortgages

How to Know if You Qualify for a Home Mortgage: A Simple Guide

2021-08-25

1. Do I qualify for a mortgage? It’s important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a basic income tax and/or W-2 information. Others will ask for additional tax information.Continue Reading

Real Estate News:
Living in Golden Colorado
Golden Hotel Golden, CO

Living in Golden Colorado: A Guide to the City's Best Places to Eat, Sleep, and Play Golden, Colorado is a picturesque mountain town with all the amenities of a larger city. However, its enduring charm and small-town charm make it unlike any other place in Colorado. If you’re planning on Read more

Denver Foothills (Colorado) Market Update
Home Values

The Denver Foothills has been a hot market for years. When the rest of the country's real estate market is hot Denver Foothills is on fire! This has always been the case. Even in 2008 the Denver Foothills didn't see the crash like most areas did. Even other parts of Read more

Why Local Boutique Real Estate Companies Rock: Why should you choose a local boutique real estate company over a national one?
Orson Hill Realty Luxury Agents

Choose a small local real estate company and not a national one. Just for starters money national companies make are put back into markets that don't help you. They charge franchise and hidden fees. The agent usually has a large split so they can't reduce your rates as much as Read more

Orson Hill Realty – Homes For Sale Evergreen Colorado
Orson Hill Realty

All our real estate agents and brokers are real estate agents, so you have a higher level of ethics and experience. Our employees are also very active in the community-all Orson Hill Realty agents and brokers are locals and love their community. We strive to grasp the pulse of society Read more

Home loans and mortgages

Getting Financing for Buying a Home: What You Need to Know

2021-07-12

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Getting financing is not as difficult as you might think in 2021.Continue Reading

Real Estate News:
How Does Inflation Affect The Real Estate Market?
Inflation and home prices

When inflation rises it seems like the price of everything goes up. Although low interest rates are a major cause of inflation it still makes home prices rise. Does that mean it is better to buy with cash or get a mortgage when inflation increases. If interest rates rise then Read more

What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.
Home Loans

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that'll work best for you.

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills
Lenders and home loan mortgages

One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial Read more

How Does Student Debt Impact You Buying a Home?
Student Debt

Student Debt and Buying a Home Whether you are just about to graduate college or you have been out for a few years, there's a good chance you're carrying some amount of student loan debt. It seems that news headlines are regularly pointing out that the nation's graduates are suffering Read more