Home Loans - OHR Real Estate News

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills

On: July 23, 2022

In: Buying a Home, Colorado, Home Loans, Home Mortgages, Lenders, Mortgage Information, Mortgage Rates

Tagged: Colorado, Conifer, Evergreen, Morrison

One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial circumstances. To begin your home loan search, find out if you qualify for an affordable housing loan or other program that might reduce your down payment or interest rate. If not, start researching private lenders from personal contacts and real estate agents to local directories such as the Yellow Pages or websites like www.HRAClenders.com. The right lender may be closer than you think! Here are a few tips to help you choose the right home mortgage lender:Continue Reading

What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.

By: Danny

On: February 13, 2022

In: Buying a Home, Colorado, Home Loans, Home Mortgages

Tagged: buying a home, Colorado, Home Loans, Home Mortgages

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that’ll work best for you.Continue Reading

Real Estate News:

Evergreen Colorado Neighborhoods

Choosing the right neighborhood in Evergreen can be a complex decision. Factors like lifestyle needs, proximity to work or recreational activities, and personal preferences such as lot size or home style can all come into play. Here are some top picks for neighborhoods in Evergreen that offer a variety of Read more

Why Is Everyone Moving To Colorado?

After a slowdown in 2015, Colorado has seen continued economic growth in the states over the past four years. In 2018, employment growth was 2.4%, a statistic that plays a major role in how many new people move to the state. In 2017, the Denver Business Journal ranked Colorado as Read more

Fort Myers Florida Gated Communities:

The Top Three Gated Communities in Fort Myers Florida. Fort Myers is a city in Lee County, Florida. It's known for its thriving economy and diverse population. Fort Myers has been named the 2nd fastest growing city in America by Forbes Magazine. People from all around come to Fort Myers Read more

Why is Everyone Moving to Colorado? Because It’s One of the Best Places to Live!

5 Reasons Why Moving To Colorado Is The Best Decision You'll Ever Make Colorado is the perfect place to live. It's a destination for people looking for a better quality of life, and it's also becoming an ideal locale for entrepreneurs who want to take their companies to the next Read more

How to Know if You Qualify for a Home Mortgage: A Simple Guide

By: Danny

On: August 25, 2021

In: Buyers, Buying a Home, Home Loans, Mortgage Information

Tagged: buying a home, Home Mortgage, Lenders, Mortgage

1. Do I qualify for a mortgage? It’s important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a basic income tax and/or W-2 information. Others will ask for additional tax information.Continue Reading

Getting Financing for Buying a Home: What You Need to Know

By: Danny

On: July 12, 2021

In: FHA, Home Loans, Mortgage Information, Mortgage Rates

Tagged: FHA, Home Loans, Home Mortgage, Lenders

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Getting financing is not as difficult as you might think in 2021.Continue Reading

Real Estate News:

How to Know if You Qualify for a Home Mortgage: A Simple Guide

1. Do I qualify for a mortgage? It's important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a Read more

What is the Difference Between an ILC and a Land Survey?

What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren't as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building Read more

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills

2022 is a Great Year To Upscale or Downsize Your Home

Homeownership is one of the most important decisions you will make in your lifetime. With housing markets constantly changing, it can be hard to know what’s best for your family. But there's good news! There are many homes on the market that are perfect for either upsizing or downsizing. Check Read more