Home Loans

What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.

2022-02-13

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that’ll work best for you.Continue Reading

Real Estate News:
Dan Skelly – Real Estate Agent Colorado and Florida
Dan-Skelly-Florida-Real-Estate-Agent

Dan Skelly is a real estate agent/broker/owner/realtor in Evergreen, CO and Marco Island Florida. Dan is the best at what he does. If you are looking for the best Realtor in Colorado or Florida Dan is your man! He specializes in horse properties, ranches and luxury homes in Colorado. In Read more

Getting Financing for Buying a Home: What You Need to Know
Home loans and mortgages

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Read more

Staging Your Denver Mountain Home: What You Need to Know Before Selling Your Home – Evergreen, Conifer, Morrison and Golden
Home Staging

Staging Your Denver Mountain Home: What You Need to Know Before Selling Your Home – Evergreen, Conifer, Morrison and Golden. Staging is the process of creating a home’s desired look for sale. This can vary from home to home, but it generally entails turning your home into something more appealing Read more

Realtor Vs Real Estate Agent – There Really Isn’t Much Difference
Realtor

If you are looking for a realtor to help sell your home, then you don't need to choose a realtor. I have personally worked with agents that aren't realtors and they are just as good if not better than most realtors. A realtor is someone who will market the property Read more

Home Mortgages

How to Know if You Qualify for a Home Mortgage: A Simple Guide

2021-08-25

1. Do I qualify for a mortgage? It’s important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a basic income tax and/or W-2 information. Others will ask for additional tax information.Continue Reading

Real Estate News:
Best Real Estate Agents for Buying Denver Mountain Homes. Only Use a Mountain Realtor
Finding the Right Denver Mountain Real estate agent

Contact a real estate agent to ensure the best possible outcome whether you are a buyer or seller. A property sale contract is usually signed immediately after the contract is signed. Title transfers immediately to the buyer. The buyer has acquired the property even if the property has not been Read more

Mountain Homes – What Types of Inspections do I Need?
Mountain-Home-Inspections

What Types of Home Inspections Are There for Mountain Homes? - Radon Test - Sewer Line Test - Water Line Test - Foundation Inspection - Roofing Inspection - Insulation Inspection - Lead Paint Testing - Basement or Crawlspace Inspection

Getting Financing for Buying a Home: What You Need to Know
Home loans and mortgages

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Read more

Denver Mountain Real Estate Agents – Buying and Selling a Mountain Property is Not For City Agents
Denver-Mountain-Real-Estate-Agents

Before deciding to sell your home, it's helpful to have a clear understanding of how much it will cost. Whether you're repainting things, replacing roof membranes, or just paying taxes, you're going to have to pay some bills. Let's take a quick look at some of the real costs you Read more

Home loans and mortgages

Getting Financing for Buying a Home: What You Need to Know

2021-07-12

Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Getting financing is not as difficult as you might think in 2021.Continue Reading

Real Estate News:
How to Know if You Qualify for a Home Mortgage: A Simple Guide
Home Mortgages

1. Do I qualify for a mortgage? It's important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a Read more

What is the Difference Between an ILC and a Land Survey?
Land-Survey-VS-ILC

What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren't as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building Read more

How Does Student Debt Impact You Buying a Home?
Student Debt

Student Debt and Buying a Home Whether you are just about to graduate college or you have been out for a few years, there's a good chance you're carrying some amount of student loan debt. It seems that news headlines are regularly pointing out that the nation's graduates are suffering Read more