One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial circumstances. To begin your home loan search, find out if you qualify for an affordable housing loan or other program that might reduce your down payment or interest rate. If not, start researching private lenders from personal contacts and real estate agents to local directories such as the Yellow Pages or websites like www.HRAClenders.com. The right lender may be closer than you think! Here are a few tips to help you choose the right home mortgage lender:
The foothills are a wonderful place to live. The small towns are charming and offer a slower pace of life that is hard to find in the city. The homes here are generally less expensive than the homes in Denver, and there are plenty of parks and open space for recreation. The first thing to consider when looking for a home in the foothills is what you’re looking for. Do you need a starter home or something more luxurious? If you want something larger, then you can find many beautiful family homes in either Centennial or Littleton. If you want something smaller but still has all the amenities, then look in Evergreen, Conifer, Golden, Bailey Morrison or Lakewood. For those who love being close to nature, there are some great communities like Piney Creek that have lots of green space and walking trails.