Lenders and home loan mortgages

Finding the Right Home Mortgage Lender in The Denver Mountains and Foothills

2022-07-23
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In: Buying a Home, Colorado, Home Loans, Home Mortgages, Lenders, Mortgage Information, Mortgage Rates
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One of the biggest decisions you’ll make as a homebuyer is also one of the most complex: choosing a lender. Home mortgage lenders are often local and regional banks, credit unions, or online mortgage brokers who can help you identify financing options based on your creditworthiness, risk profile, and financial circumstances. To begin your home loan search, find out if you qualify for an affordable housing loan or other program that might reduce your down payment or interest rate. If not, start researching private lenders from personal contacts and real estate agents to local directories such as the Yellow Pages or websites like www.HRAClenders.com. The right lender may be closer than you think! Here are a few tips to help you choose the right home mortgage lender:Continue Reading

Real Estate News:
What It’s Like Living in the Denver Mountain Town of Evergreen CO
Real Estate Agents

Evergreen is a beautiful mountain community located in Jefferson County, Colorado, United States. It is situated about 29 miles west of Denver and is part of the Denver-Aurora-Lakewood Metropolitan Statistical Area. The town is known for its stunning natural beauty, outdoor recreation opportunities, and charming mountain lifestyle.

Homes for Sale Evergreen Colorado
Homes for Sale

Homes for Sale Evergreen Colorado: A Comprehensive Guide. There is low home inventory in Evergreen and the Denver Foothills but you can still find homes for sale in Evergreen, Colorado. The Prices on homes has gone up considerably in the last few years, just like the real estate market in Read more

Selling Your Colorado Home During a Divorce – Colorado Divorce Listing Agents
Selling Your Home During a Divorce

Selling your home during a divorce is not any different than a normal sale. Maybe just a little more emotional strain. We will work tightly with your divorce attorneys to make sure there is no money left on the table and everyone is as happy as they can be in Read more

Real Estate Agent to Sell Your Home
Selling Your Home

Choosing the right real estate agent to sell your home is a critical decision. The right agent can make the process smooth, efficient, and profitable. Here's why you should consider us for this important task.

Upsize or Downsizing in 2022

2022 is a Great Year To Upscale or Downsize Your Home

2022-02-12
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In: Affordable homes, Best Places to live in Colorado, Colorado, Denver Foothills, Denver Mountain Homes, Evergreen, Golden Colorado, Idaho Springs, Mortgage Information, Orson Hill Realty, Real Estate, Real Estate Agents
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Homeownership is one of the most important decisions you will make in your lifetime. With housing markets constantly changing, it can be hard to know what’s best for your family. But there’s good news! There are many homes on the market that are perfect for either upsizing or downsizing. Check out this list of six reasons why 2022 is a great year to consider either option.Continue Reading

Real Estate News:
Colorado Luxury Real Estate Market – Luxury Homes For Sale
Colorado Luxury Homes

Colorado luxury home market is just going up and up and up! Places like Evergreen, Golden, Denver, Morrison and Boulder have seen huge beautiful homes built over the last decade. Many of those luxury homes are now for sale. Luxury real estate agents are seeing an increase of inventory in Read more

Evergreen Colorado – Why it is the Best Denver Mountain Town
Evergreen-CO-Real-Estate-Agent

Evergreen Colorado is located within a relatively short drive of a wealth of outdoor recreation. The city is committed to maintaining a small-town feel with friendly people, great schools, and strong public services.

Homes for Sale Marco Island FL
Tigertail Beach Marco Island

Homes for Sale Marco Island Florida - want to buy a home or condo or sell a home or condo in Marco island Fl? search Marco island Florida homes for sale real estate foreclosures short sales deals investment properties and more. single-family home in Marco island Florida for sale !!!!!!!!!!!!!!

Denver Foothills (Colorado) Market Update
Home Values

The Denver Foothills has been a hot market for years. When the rest of the country's real estate market is hot Denver Foothills is on fire! This has always been the case. Even in 2008 the Denver Foothills didn't see the crash like most areas did. Even other parts of Read more

Home Mortgages

How to Know if You Qualify for a Home Mortgage: A Simple Guide

2021-08-25
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In: Buyers, Buying a Home, Home Loans, Mortgage Information
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1. Do I qualify for a mortgage? It’s important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a basic income tax and/or W-2 information. Others will ask for additional tax information.Continue Reading

Real Estate News:
2022 is a Great Year To Upscale or Downsize Your Home
Upsize or Downsizing in 2022

Homeownership is one of the most important decisions you will make in your lifetime. With housing markets constantly changing, it can be hard to know what’s best for your family. But there's good news! There are many homes on the market that are perfect for either upsizing or downsizing. Check Read more

Buying a Second home or Vacation Home in the Denver Mountains (Denver Foothills)
Denver Mountain Real Estate Agent

Are you planning on purchasing a vacation home in the Denver Mountains? It's a great idea if you are! Denver is one of the most beautiful cities in America and offers many perks to those who live here.

Buying a Home in Evergreen Colorado – Dan Skelly
Real Estate Agent Danny Skelly

I'm Dan Skelly, the Broker/Owner/Agent at Orson Hill Realty in Evergreen, Colorado. I'm here to provide you with a comprehensive guide on buying a home in Evergreen, a picturesque town nestled in the foothills of the Rocky Mountains.

Living in Golden Colorado
Golden Hotel Golden, CO

Living in Golden Colorado: A Guide to the City's Best Places to Eat, Sleep, and Play Golden, Colorado is a picturesque mountain town with all the amenities of a larger city. However, its enduring charm and small-town charm make it unlike any other place in Colorado. If you’re planning on Read more

Inflation and home prices

How Does Inflation Affect The Real Estate Market?

2021-07-14
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In: Inflation, Mortgage Information, Mortgage Rates
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When inflation rises it seems like the price of everything goes up. Although low interest rates are a major cause of inflation it still makes home prices rise. Does that mean it is better to buy with cash or get a mortgage when inflation increases. If interest rates rise then buyer’s home purchase power goes down.

Continue Reading

Real Estate News:
A Guide To Downtown Golden and Golden, Colorado:
Realtor-Golden.-CO

We've got it all here: From the historic family-friendly downtown to the region's championship high school sports program.  Golden is the county seat of Jefferson County, Colorado, United States. Founded during the Pike’s Peak Gold Rush on June 16, 1859, the mining camp was originally named “Golden City” in honor Read more

Finding Homes for sale in a Real Estate Market With Low Inventory

Finding Homes for sale in a Real Estate Market With Low Inventory

Best Real Estate Agents for Buying Denver Mountain Homes. Only Use a Mountain Realtor
Finding the Right Denver Mountain Real estate agent

Contact a real estate agent to ensure the best possible outcome whether you are a buyer or seller. A property sale contract is usually signed immediately after the contract is signed. Title transfers immediately to the buyer. The buyer has acquired the property even if the property has not been Read more

How to Know if You Qualify for a Home Mortgage: A Simple Guide
Home Mortgages

1. Do I qualify for a mortgage? It's important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a Read more

Home loans and mortgages

Getting Financing for Buying a Home: What You Need to Know

2021-07-12
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In: FHA, Home Loans, Mortgage Information, Mortgage Rates
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Lenders are constantly changing the parameters and terms for obtaining financing. Most people still need to get a loan to purchase a home. There are more cash buyers in some areas but most Americans still finance their home. With mortgage rates at historic lows, money is almost free to borrow. Getting financing is not as difficult as you might think in 2021.Continue Reading

Real Estate News:
What are the Different Types of Home Mortgages? FHA, VA, Conventional, USDA and Jumbo.
Home Loans

Mortgages are one of the most important decisions for any homeowner. The mortgage you choose will not only dictate how much money you spend on interest but also the type of property you can purchase. Knowing your options is key to making a decision that'll work best for you.

2022 is a Great Year To Upscale or Downsize Your Home
Upsize or Downsizing in 2022

Homeownership is one of the most important decisions you will make in your lifetime. With housing markets constantly changing, it can be hard to know what’s best for your family. But there's good news! There are many homes on the market that are perfect for either upsizing or downsizing. Check Read more

How to Know if You Qualify for a Home Mortgage: A Simple Guide
Home Mortgages

1. Do I qualify for a mortgage? It's important to think about what your monthly payment will be in a financial capacity. You need to figure out if you have enough income to make your monthly mortgage payments and still have money left over. Some lenders will ask for a Read more

What is the Difference Between an ILC and a Land Survey?
Land-Survey-VS-ILC

What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren't as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building Read more

Land-Survey-VS-ILC

What is the Difference Between an ILC and a Land Survey?

2021-07-10
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In: Buyers, ILC, Mortgage Information, Selling Your Home, Title
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What is the difference between and ILC and a Land Survey? Most title companies and lender will accept an ILC which is cheaper than a land survey but aren’t as exact or time consuming as land surveys. Usually, a county or town will require a more detailed survey for building and addition projects.Continue Reading

Real Estate News:
Buying a Home in the Colorado Mountains
Denver-Mountain-Home

If you are contemplating purchasing a home in Colorado, there are several important factors that you should consider before making a decision. In this article, we will delve into the down payment, credit score, title insurance, and getting pre-approved for a mortgage. If you are uncertain where to start, we Read more

Selling Your Home in a Seller Market – Getting Ready to List
Selling Your Home Listing Tips

Selling your home in sellers market is not as easy and guaranteed as one might think. Real estate agents may give you a false expectation that you can just throw any home on the market at any price and buyers will just buy it because of the market. There are Read more

Tips for Finding the Best Real Estate Agent in Colorado
Real Estate Agent

It seems everyone knows at least 20 real estate agents. The question is do you know the BEST real estate agents in Colorado? Most likely not. That is why it is important to look hard when looking for the best realtors in your area. Your cousin's nephew just out of Read more

Colorado Real Estate Agents Are Writing Offers That May Endanger Buyer’s Earnest Money
Buyers Earnest Money

When there is a seller's market people get into emotional buying. The one person in the transaction that should be level-headed and not let the emotional decision to be made is the buyer's agent. Sometimes buyers want a home so bad they make decisions they shouldn't A buyer agent should Read more

Student Debt

How Does Student Debt Impact You Buying a Home?

2021-06-30
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In: Buyers, Mortgage Information
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Whether you are just about to graduate college or you have been out for a few years, there’s a good chance you’re carrying some amount of student loan debt. It seems that news headlines are regularly pointing out that the nation’s graduates are suffering from the stress of student debt.Continue Reading

Real Estate News:
Selling Your Home With Orson Hill Realty
smooth-transition-selling-your-home-dti

Selling Your Home With Orson Hill Realty - A Smooth Transition Selling your home should be a smooth and stress-free process, and Orson Hill Realty is here to make sure of that. With our team of experienced real estate agents, we will guide you through every step of the selling Read more

What are the Best Neighborhoods in Evergreen? Where to live in Evergreen, Colorado..
Evergreen-Lake-Evergreen-Colorado

There’s no place like Colorado. Evergreen Colorado has something to offer everyone. That’s why you should consider living in one of the best neighborhoods in this beautiful mountain town! If you’re looking for a perfect place to call home, then there are some great perks that come with each of Read more

What are the hottest real estate markets in the United States?
Hot Real Estate Markets

There seems to be a housing shortage across the US. Seems most markets are hot! There are some markets that are doing better than others. For example, Colorado seems to be hot in every area and price point.

Why Selling Your Home for Sale by Owner (FSBO) Is a Huge Mistake
For Sale By Owner FSBO

Why Selling Your Home for Sale by Owner (FSBO) Is a Huge Mistake. There are many dangers of selling your home yourself. From security and screening buyers, legal issues and navigating through complex transactions. You should always use a real estate professional since, for most people, your home is your Read more